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	<title>Eurogroup Consulting</title>
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		<title>Le Parcours Rebond chez Eurogroup Consulting</title>
		<link>https://www.eurogroupconsulting.com/en/our-news/le-parcours-rebond-chez-eurogroup-consulting</link>
		
		<dc:creator><![CDATA[Erwann CUAT DIT COEUR]]></dc:creator>
		<pubdate>Fri, 17 Apr 2026 16:44:03 +0000</pubdate>
				<category><![CDATA[Nos actualités]]></category>
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		<guid ispermalink="false">https://www.eurogroupconsulting.com/?p=11371</guid>

					<description><![CDATA[<p>Apprenez-en plus sur le dispositif Parcours Rebond, mis en place afin de permettre à des profils seniors d’opérer une reconversion professionnelle en tant que consultants débutants...</p>
<p>The post <a href="https://www.eurogroupconsulting.com/en/our-news/le-parcours-rebond-chez-eurogroup-consulting">Le Parcours Rebond chez Eurogroup Consulting</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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										<content:encoded><![CDATA[<div data-elementor-type="wp-post" data-elementor-id="11371" class="elementor elementor-11371" data-elementor-post-type="post">
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									<h3>Eurogroup Consulting propose sa cinquième session d’immersion Parcours Rebond pour lutter contre les discriminations à l’embauche liées à l’âge</h3>
<p><span style="letter-spacing: -0.04em;">Cette démarche s’inscrit dans un dispositif global d’actions mis en place il y a plus de deux ans et qui fait ses preuves pour permettre à des personnes de plus de 45 ans éloignées de l’emploi de postuler au métier de consultant débutant et de rejoindre nos équipes.</span></p>
<p>Dans ce cadre, nous proposons un processus de recrutement adapté, sous forme d’immersion professionnelle au sein d’un dispositif de mission.</p>
<p>Pour la sélection, le CV n’entre aucunement en compte dans la sélection des participants à la semaine d’immersion. Par conséquent, aucun des critères liés à l’expérience passée dans les métiers du conseil ou encore aux responsabilités managériales n’est discriminant.</p>
<p>Identical since the program's launch in 2023, the selection method focuses primarily on the candidate's desire to learn or relearn a trade, their awareness of the expected attitude, and their ability to demonstrate adaptability, motivation, and curiosity.</p>								</div>
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					<div class="elementor-heading-title elementor-size-default">« Nous devons réinventer notre politique d’emploi pour la rendre plus inclusive et rendre les emplois qualifiés accessibles à tous. Cette démarche est un fort engagement des dirigeants »</div>				</div>
		<div class="elementor-element elementor-element-18496a3 e-con-full e-flex e-con e-child" data-id="18496a3" data-element_type="container" data-e-type="container">
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					<div class="elementor-heading-title elementor-size-default"><b>Claudia Montero</b></div>				</div>
				<div class="elementor-element elementor-element-53285ff elementor-widget elementor-widget-heading" data-id="53285ff" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
					<div class="elementor-heading-title elementor-size-default">Présidente d'Eurogroup Consulting</div>				</div>
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									<p>À la suite de la matinée de présentation du 20 mars, le cabinet a reçu 25 candidatures, parmi lesquelles six candidats (quatre femmes, deux hommes) ont été sélectionnés pour participer à la semaine d’immersion qui se déroule du 13 au 17 avril.</p><p>À l’issue de cette période, les candidats pourront confirmer leur souhait d’intégrer le cabinet.</p><p>D&rsquo;année en année, le succès de ce dispositif ne cesse de se confirmer, avec déjà 12 consultants débutants recrutés depuis août 2023.</p>								</div>
				</div>
				</div><p>The post <a href="https://www.eurogroupconsulting.com/en/our-news/le-parcours-rebond-chez-eurogroup-consulting">Le Parcours Rebond chez Eurogroup Consulting</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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		<title>Et si la Voix du Client était votre meilleur levier de croissance… mais aussi le plus sous-utilisé ? </title>
		<link>https://www.eurogroupconsulting.com/en/article/et-si-la-voix-du-client-etait-votre-meilleur-levier-de-croissance-mais-aussi-le-plus-sous-utilise</link>
		
		<dc:creator><![CDATA[Baptiste LEFILLIATRE-SCHREINER]]></dc:creator>
		<pubdate>Wed, 15 Apr 2026 15:15:12 +0000</pubdate>
				<category><![CDATA[Article]]></category>
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		<guid ispermalink="false">https://www.eurogroupconsulting.com/?p=11344</guid>

					<description><![CDATA[<p>Trop souvent sous-exploitée, la Voix du Client est pourtant un levier clé de croissance à intégrer au pilotage pour améliorer fidélité et performance.</p>
<p>The post <a href="https://www.eurogroupconsulting.com/en/article/et-si-la-voix-du-client-etait-votre-meilleur-levier-de-croissance-mais-aussi-le-plus-sous-utilise">Et si la Voix du Client était votre meilleur levier de croissance… mais aussi le plus sous-utilisé ? </a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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										<content:encoded><![CDATA[<div data-elementor-type="wp-post" data-elementor-id="11344" class="elementor elementor-11344" data-elementor-post-type="post">
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									<p><strong>Si on constate sans équivoque que les dispositifs d’écoute se sont multipliés, les outils d’analyse se sont professionnalisés et les tableaux de bord se sont largement diffusés, on constate tout autant que les résultats ne sont pas à la hauteur des attentes : les taux de participation diminuent, les équipes opérationnelles peinent parfois à transformer les retours clients en actions visibles, et le lien avec la performance économique reste insuffisamment démontré pour engager l’ensemble de l’organisation. </strong></p><p><span data-contrast="auto">La question n’est donc plus celle de l’écoute en tant que telle, mais celle de son intégration réelle dans les mécanismes de décision et de pilotage.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><h3><strong><span class="TextRun MacChromeBold SCXW215718471 BCX8" lang="FR-FR" xml:lang="FR-FR" data-contrast="auto"><span class="NormalTextRun SCXW215718471 BCX8">I. </span><span class="NormalTextRun SCXW215718471 BCX8">Les raisons de la mauvaise écoute client</span></span><span class="EOP SCXW215718471 BCX8" data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></strong></h3><p><b><span data-contrast="auto">Une priorité stratégique encore insuffisamment structurée</span></b><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">Dans de nombreuses organisations, le niveau de culture client peine à imposer la Voix du Client comme <a href="https://www.eurogroupconsulting.com/en/publications/article/the-customer-king-a-myth-to-be-deconstructed/">un levier opérationnel</a>. Elle alimente des reportings sans toujours intégrer les indicateurs de pilotage de la performance durable.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">La gouvernance constitue un premier point de fragilité. Selon le Qualtrics XM Institute, 30 % des entreprises ne disposent pas d’un dirigeant spécifiquement responsable de l’expérience client. Sans pilotage clair, sans responsabilité formalisée et sans arbitrage structuré, les enseignements issus des retours clients influencent peu les décisions structurantes.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">Or l’enjeu est directement économique. Forrester montre que les entreprises leaders en expérience client génèrent une croissance significativement supérieure à celles en retard. <a href="https://www.bain.com/fr/">Bain &amp; Company</a> rappelle par ailleurs qu’une augmentation de 5 % du taux de rétention peut accroître les profits de 25 % à 95 %. La Voix du Client ne relève donc pas uniquement de la satisfaction ; elle constitue également un levier direct de performance économique et de rentabilité.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><b><span data-contrast="auto">Une collecte mature, une transformation incomplète</span></b><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">Les entreprises ont investi massivement dans les outils de mesure de la satisfaction et de la relation client, qu’il s’agisse du NPS, du CSAT, des enquêtes à chaud ou d’autres dispositifs relationnels. La collecte est désormais installée. Le défi se situe dans la priorisation et l’exécution.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">Lorsque la Voix du client devient principalement un outil de reporting, sans processus formalisé de traduction en plans d’action, les analyses produites restent sans effet perceptible pour le client comme pour les équipes terrain. Il n’est pas rare d’observer des scores de satisfaction élevés coexistant avec une érosion du portefeuille clients. Cela révèle souvent un défaut d’identification des moments critiques du parcours ou une absence de hiérarchisation des irritants ayant un impact réel sur la rétention.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><b><span data-contrast="auto">Des biais méthodologiques et une fatigue d’enquête croissante</span></b><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">Les données collectées présentent fréquemment des biais :</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="9" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}" data-aria-posinset="1" data-aria-level="1"><span data-contrast="auto">Surreprésentation des profils très satisfaits ou très insatisfaits</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li></ul><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="9" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}" data-aria-posinset="2" data-aria-level="1"><span data-contrast="auto">Absence de vision omnicanale</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li></ul><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="9" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}" data-aria-posinset="3" data-aria-level="1"><span data-contrast="auto">Mesure déconnectée du contexte du parcours</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li></ul><p><span data-contrast="auto">Par ailleurs, la multiplication des sollicitations génère une fatigue d’enquête croissante. Selon <a href="https://www.medallia.com/fr/">Medallia</a> (2025), les taux de réponse moyens se situent entre 5 % et 30 % selon les secteurs. Cette situation est aggravée lorsque l’entreprise ne « ferme pas la boucle », c’est-à-dire lorsqu’elle ne communique pas sur les actions mises en œuvre à la suite des retours exprimés.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">Les conséquences sont directes. <a href="https://www.zendesk.fr/">Zendesk</a> indique que 50 % des clients changent de fournisseur après une seule mauvaise expérience, chiffre qui atteint 80 % après plusieurs incidents. Une Voix du Client mal exploitée peut ainsi fragiliser la confiance au lieu de la renforcer.</span></p><h3><strong><span class="EOP SCXW215718471 BCX8" data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}">II. Intégrer la Voix du Client au cœur des pratiques</span></strong></h3><p><span data-contrast="auto">Un programme Voix du Client mature repose sur une approche structurée, cohérente et portée au plus haut niveau de l’organisation.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><b><span data-contrast="auto">Clarifier l’objectif d’apprentissage et le lien avec la performance</span></b><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">Avant de mesurer, l’entreprise doit définir ce qu’elle cherche précisément à comprendre :</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="10" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}" data-aria-posinset="1" data-aria-level="1"><span data-contrast="auto">Les déterminants de la fidélité</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li></ul><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="10" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}" data-aria-posinset="2" data-aria-level="1"><span data-contrast="auto">Les causes d’attrition</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li></ul><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="10" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}" data-aria-posinset="3" data-aria-level="1"><span data-contrast="auto">Les points de friction prioritaires</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li></ul><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="10" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}" data-aria-posinset="4" data-aria-level="1"><span data-contrast="auto">Les leviers de croissance</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li></ul><p><span data-contrast="auto">Les indicateurs choisis doivent être reliés à des métriques économiques (churn, LTV, panier moyen, coût de service). Sans ce lien explicite, la Voix du Client reste périphérique.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><b><span data-contrast="auto">Cibler les moments déterminants du parcours</span></b><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">Il ne s’agit pas de multiplier les enquêtes, mais d’identifier les points de contact où l’expérience se joue réellement, comme le post-achat, l’interaction avec le service client, le traitement d’une réclamation, le renouvellement ou la résiliation.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">La contextualisation du feedback améliore sa pertinence et sa qualité. Elle permet également de concentrer les efforts sur les moments ayant un impact mesurable sur la rétention et la recommandation.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><b><span data-contrast="auto">Combiner analyse quantitative et qualitative</span></b><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">Les scores orientent, les verbatims expliquent.</span> <span data-contrast="auto">Les organisations les plus avancées croisent données transactionnelles, données comportementales et analyses qualitatives afin d’identifier les causes profondes des irritants et d’arbitrer les investissements.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">L’objectif n’est pas d’accumuler des volumes de données, mais d’isoler les leviers à fort impact sur la performance.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><b><span data-contrast="auto">Structurer la boucle fermée et mobiliser l’organisation</span></b><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">Un programme Voix du Client efficace crée une boucle fermée à deux niveaux :</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="11" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}" data-aria-posinset="1" data-aria-level="1"><span data-contrast="auto">Une réponse individualisée au client lorsque la situation l’exige</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li></ul><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="11" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}" data-aria-posinset="2" data-aria-level="1"><span data-contrast="auto">Une communication plus large sur les améliorations mises en œuvre</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li></ul><p><span data-contrast="auto">Cette démarche renforce la perception d’écoute et réduit la lassitude liée aux sollicitations.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}">  </span><span data-contrast="auto">Surtout, la Voix du Client devient créatrice de valeur lorsqu’elle mobilise l’ensemble de l’organisation. La direction générale fixe l’ambition et garantit les moyens dans la durée. Les équipes en contact avec les clients apportent une compréhension fine des situations vécues. Les équipes produit, marketing et opérations traduisent les enseignements en évolutions concrètes.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">Certaines entreprises ont fait de la Voix du Client un véritable levier de transformation. ParexLanko (ex Lafarge Mortiers) ou Corsica Linea (ex SNCM) l’ont utilisée non pas comme un simple outil de mesure, mais comme un point d’appui pour se refonder autour du client, réaligner leur organisation et inscrire durablement l’expérience au cœur de leur modèle. Dans ces cas, la VoC a constitué un catalyseur stratégique, structurant les priorités d’investissement et renforçant la cohérence globale de l’entreprise.</span></p>								</div>
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				<div class="elementor-element elementor-element-a8e4ad6 elementor-widget elementor-widget-heading" data-id="a8e4ad6" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
					<div class="elementor-heading-title elementor-size-default">« Dans un environnement où l’expérience devient un critère de différenciation majeur, la capacité à transformer l’écoute en décisions visibles et mesurables constitue un levier direct de performance et de résilience. »</div>				</div>
		<div class="elementor-element elementor-element-18496a3 e-con-full e-flex e-con e-child" data-id="18496a3" data-element_type="container" data-e-type="container">
				<div class="elementor-element elementor-element-61de27a elementor-widget elementor-widget-heading" data-id="61de27a" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
					<div class="elementor-heading-title elementor-size-default"><span><b>Arnaud Allessant</b></span></div>				</div>
				<div class="elementor-element elementor-element-53285ff elementor-widget elementor-widget-heading" data-id="53285ff" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
					<div class="elementor-heading-title elementor-size-default">Associate Director</div>				</div>
				</div>
				</div>
				<div class="elementor-element elementor-element-84baef5 elementor-widget elementor-widget-text-editor" data-id="84baef5" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
									<p><b><span data-contrast="auto">Plusieurs enseignements sont à tirer : </span></b><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">La Voix du Client ne se limite pas à un dispositif d’enquête. Elle constitue un système de pilotage transversal.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">Les organisations qui en tirent un avantage durable sont celles qui :</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="12" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}" data-aria-posinset="1" data-aria-level="1"><span data-contrast="auto">Relient l’écoute aux indicateurs économiques</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li></ul><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="12" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}" data-aria-posinset="2" data-aria-level="1"><span data-contrast="auto">Priorisent les irritants à fort impact</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li></ul><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="12" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}" data-aria-posinset="3" data-aria-level="1"><span data-contrast="auto">Clarifient la gouvernance</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li></ul><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="12" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;multilevel&quot;}" data-aria-posinset="4" data-aria-level="1"><span data-contrast="auto">Ferment systématiquement la boucle</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></li></ul><p> </p><p><span data-contrast="auto">Dans un environnement où l’expérience devient un critère de différenciation majeur, la capacité à transformer l’écoute en décisions visibles et mesurables constitue un levier direct de performance et de résilience.</span><span data-ccp-props="{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}"> </span></p><p><span data-contrast="auto">Écouter est nécessaire. Intégrer, arbitrer et agir est déterminant.</span></p>								</div>
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				</div><p>The post <a href="https://www.eurogroupconsulting.com/en/article/et-si-la-voix-du-client-etait-votre-meilleur-levier-de-croissance-mais-aussi-le-plus-sous-utilise">Et si la Voix du Client était votre meilleur levier de croissance… mais aussi le plus sous-utilisé ? </a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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		<title>Financing old age without sacrificing youth: the impossible budgetary equation?</title>
		<link>https://www.eurogroupconsulting.com/en/publications/article/financing-old-age-without-sacrificing-youth-the-impossible-budget-equation</link>
		
		<dc:creator><![CDATA[Ness NDEMA]]></dc:creator>
		<pubdate>Wed, Apr 1, 2026 8:32:00 PM UTC</pubdate>
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		<category><![CDATA[Featured Post]]></category>
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		<guid ispermalink="false">https://www.eurogroupconsulting.com/?p=11245</guid>

					<description><![CDATA[<p>Nearly one euro out of every two in public spending would benefit those over 65, stated François Villeroy de Galhau (Governor of the Bank of France) on January 10th. While the figures need to be qualified, the trend is concerning, and the signal is clear: the intergenerational balance of our social model is being questioned. Today, we observe a significant disparity in spending: a person aged 65 or over benefits from an average of €42,207 in public spending, while a person aged 25 to 49 benefits from €15,026.</p>
<p>Can we continue to finance an aging population in this way without, on the one hand, destabilizing the balance between generations and, on the other hand, compromising competitiveness and</p>
<p>The post <a href="https://www.eurogroupconsulting.com/en/publications/article/financing-old-age-without-sacrificing-youth-the-impossible-budget-equation">Financer la vieillesse sans sacrifier la jeunesse : l’équation budgétaire impossible ?</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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										<content:encoded><![CDATA[<div data-elementor-type="wp-post" data-elementor-id="11245" class="elementor elementor-11245" data-elementor-post-type="post">
				<div class="elementor-element elementor-element-1a6fe4f e-con-full e-flex e-con e-parent" data-id="1a6fe4f" data-element_type="container" data-e-type="container">
				<div class="elementor-element elementor-element-69c016a elementor-widget elementor-widget-text-editor" data-id="69c016a" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
									<div class="wpb_text_column wpb_content_element"><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';"><strong>Nearly one in two euros of public spending would benefit those over 65, declared François Villeroy de Galhau (Governor of the Bank of France) on January 10th. </strong>While the figures need to be nuanced and the dynamic is questionable, the signal is clear: the intergenerational balance of our social model is being questioned. A significant expenditure gap is observed: <strong>One person over 65 years old benefits on average from €42,207 in public spending, while a person between 25 and 49 years old benefits from €15,026. </strong></span></div><div> </div><div><p class="p1"><strong>Can we continue to finance the ageing of the population in this way without undermining the balance between generations on the one hand, and competitiveness and growth on the other?</strong>  </p></div><div><h3><strong><span class="TextRun SCXW231896862 BCX4" lang="FR-FR" xml:lang="FR-FR" data-contrast="none"><span class="NormalTextRun SCXW231896862 BCX4" data-ccp-parastyle="heading 2">What you will discover in this analysis</span></span><span class="EOP SCXW231896862 BCX4" data-ccp-props="{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}"> </span></strong></h3><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="3" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" data-aria-posinset="1" data-aria-level="1"><span data-contrast="auto">An analysis of public spending</span><span data-ccp-props="{}"> </span></li></ul><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="3" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" data-aria-posinset="2" data-aria-level="1"><span data-contrast="auto">A generational mapping of transfers</span><span data-contrast="auto"> </span><span data-ccp-props="{}"> </span></li></ul><div> </div><p><b><span data-contrast="auto">The big questions at the heart of this white paper </span></b></p><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" data-aria-posinset="1" data-aria-level="1"><span data-contrast="auto">Does public spending favor seniors?</span><span data-ccp-props="{}"> </span></li></ul><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" data-aria-posinset="2" data-aria-level="1"><span data-contrast="auto">Are people aged 25 to 49 the «forgotten ones of the system»?</span><span data-ccp-props="{}"> </span></li></ul><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" data-aria-posinset="3" data-aria-level="1"><span data-contrast="auto">For €1 of public spending, who finances what… and who really benefits?</span><span data-ccp-props="{}"> </span></li></ul><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" data-aria-posinset="4" data-aria-level="1"><span data-contrast="auto">Who consumes what in terms of public spending?</span><span data-ccp-props="{}"> </span></li></ul><ul><li aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" data-aria-posinset="5" data-aria-level="1"><span data-contrast="auto">How are expenses distributed between the state, local authorities, and social protection?</span><span data-ccp-props="{}"> </span></li></ul><div> </div><p><span data-contrast="auto">Download our comprehensive analysis and discover avenues for reflection to tackle this major challenge: preserving our social model without compromising the future of the generations who fund it.</span><span data-ccp-props="{}"> </span></p></div>								</div>
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										<a class="elementor-button elementor-button-link elementor-size-sm" href="https://www.eurogroupconsulting.com/wp-content/uploads/2026/04/Financer-la-vieillesse-Eurogroup-Consulting-x-CRAPS.pdf" target="_blank">
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				</div><p>The post <a href="https://www.eurogroupconsulting.com/en/publications/article/financing-old-age-without-sacrificing-youth-the-impossible-budget-equation">Financer la vieillesse sans sacrifier la jeunesse : l’équation budgétaire impossible ?</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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		<title>TRIBUNE | French Industry: To Choose or To Suffer</title>
		<link>https://www.eurogroupconsulting.com/en/publications/our-news/industry-tribune-2040</link>
		
		<dc:creator><![CDATA[Domina INGABIRE]]></dc:creator>
		<pubdate>Mon, 30 Mar 2026 08:31:21 +0000</pubdate>
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		<guid ispermalink="false">https://www.eurogroupconsulting.com/?p=11265</guid>

					<description><![CDATA[<p>For fifteen years, France has been commenting on its industrial decline with almost surgical precision, while in reality accepting a slow erosion of its ability to control its value chains. We know how to diagnose, compare, and alert.</p>
<p>The post <a href="https://www.eurogroupconsulting.com/en/publications/our-news/industry-tribune-2040">TRIBUNE | Industrie française : choisir ou subir</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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									<p><strong>For fifteen years, France has been commenting on its industrial decline with almost surgical precision, while in practice accepting a slow erosion of its ability to control its value chains. We know how to diagnose, compare, and alert. But we have not yet managed to act at the level of the ongoing historic shock. The world, meanwhile, has not waited.</strong></p><p>The industrial question is no longer an experts' debate. It has become a political reality. It involves a country's capacity to make its own decisions in a world structured by overt power dynamics. While France refines its analyses, competing blocs have made industry the core of their assertion strategy. The United States has broken with thirty years of orthodoxy by deploying massive industrial plans. China is implementing a formidable and coherent strategy, combining upgrading and global normative influence. ASEAN is accelerating towards a decarbonized industry, which has become a lever of competitiveness.</p><p>These strategies are neither circumstantial nor ideological: they are precise, targeted, and deliberate.</p><p><strong>France doesn't lack vision; it lacks speed and focus. </strong></p><p>In a world of acknowledged dependencies, sovereignty no longer consists of producing everything alone, but rather in quickly choosing one's battles and lucidly renouncing those we cannot win. At this stage, not choosing is no longer prudence: it is accepting downgrading.</p><p>The time has come to lay the foundations for an offensive industrial model, making clear bets where France can aim for leadership and influence the definition of standards: advanced materials, breakthrough nuclear, biotechnology, defense, space, or complex industrial equipment. Each missed industrial cycle permanently reduces our ability to make decisions.</p><p><strong>France has the foundations of a major industrial power: centers of excellence, global champions, and recognized expertise.</strong>.</p><p>It also benefits from underestimated structural advantages: a geography at the center of Europe and multimodal access, making France a natural industrial and logistics hub. When factoring in industrial services, the extended industry represents over 20 % of GDP, the foundation of a contemporary integrated industry. Not converting these advantages into productive power is no longer a delay, it is a renunciation.</p><p>Our success now depends on clear choices and our collective ability to execute them. Securing our value chains, mobilizing long-term financing, and making Europe a power multiplier through a "Buy European Act" are essential conditions. However, the state can no longer do everything: the industrial trajectory also depends on businesses' ability to invest, form coalitions, and execute without delay. Finally, it requires massive investment in skills and a collective narrative capable of sustainably reconciling the nation and its youth with industry, by making industrial jobs truly jobs of the future.</p><p><strong>This moment marks a turning point: that of a targeted industrial pact, where the state and companies together set the direction and assume both investment and execution.</strong></p><p>Industry is no longer a sector; it is a national project. Industry is the condition for lasting French power in the global economy. It is a promise, provided we act quickly. Now.</p><p><span style="color: #333333;"><strong>This editorial was published in the newspaper «La Tribune» on March 18, 2026. </strong></span></p><p>To access the full study: <a href="https://www.eurogroupconsulting.com/en/publications/study/fr-eu-industry-2040-a-vision-for-french-and-european-industry/" target="_blank" rel="noopener">Industry 2040, a vision for French and European Industry</a>. </p>								</div>
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				</div><p>The post <a href="https://www.eurogroupconsulting.com/en/publications/our-news/industry-tribune-2040">TRIBUNE | Industrie française : choisir ou subir</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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		<title>European Banking Performance &#124; March 2026</title>
		<link>https://www.eurogroupconsulting.com/en/publications/study/european-banking-performance-march-2026</link>
		
		<dc:creator><![CDATA[Erwann CUAT DIT COEUR]]></dc:creator>
		<pubdate>Mon, Mar 23, 2026 11:55:57 PM UTC</pubdate>
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					<description><![CDATA[<p>Our panel looks at the financial performance of the leading 24 European headquartered banks in 2025 with new additions of DZ Bank and Nationwide...</p>
<p>The post <a href="https://www.eurogroupconsulting.com/en/publications/study/european-banking-performance-march-2026">European Banking Performance | March 2026</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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									<h4>Explore our new study: European Banking Performance</h4><h3><strong>Resilient performance in 2025 despite a less supportive macro backdrop: </strong></h3><p>Inflation moderated and policy rates broadly plateaued following late-2024 cuts, reducing the tailwind from higher rates. Nonetheless, investor sentiment remained strong, with European banks significantly outperforming the broader European equity market.</p><div class="vc_row wpb_row vc_row-fluid vc_custom_1733758452519 vc_row-has-fill vc_column-gap-25 ult-vc-hide-row" data-rtl="false" data-row-effect-mobile-disable="true"><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><h3><strong>Revenue growth increasingly offset by cost pressures:</strong></h3></div></div><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><p>Total revenues across our panel reached €641.8 bn (+4.7% vs. FY23), driven primarily by investment banking. However, pre-tax profit rose by only +2.5% to €236.8 bn, indicating that profitability is becoming less cyclical and more reliant on structural levers.</p></div></div></div></div></div></div><div class="vc_row wpb_row vc_row-fluid vc_custom_1733758452519 vc_row-has-fill vc_column-gap-25 ult-vc-hide-row" data-rtl="false" data-row-effect-mobile-disable="true"><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><h3><strong>Operational Efficiency as a Key Differentiator </strong></h3></div></div><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><p>Performance dispersion remains wide, with “jaws effects” ranging from +11.5%to -12% . The average jaws effect across our panel has deteriorated significantly, and scale alone is no longer a guarantee of superior performance.</p></div></div></div></div></div></div><div class="vc_row wpb_row vc_row-fluid vc_custom_1733758452519 vc_row-has-fill vc_column-gap-25 ult-vc-hide-row" data-rtl="false" data-row-effect-mobile-disable="true"><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><h3><strong>Diverging capital allocation strategies </strong></h3></div></div><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><p>The sector is splitting between banks prioritizing capital returns (approximately €15.8 billion in share buybacks announced for 2026 by eight banks in our panel) and those pursuing consolidation through M&amp;A, reflecting either confidence in the resilience of their business model or the need for strategic transformation.</p></div><div class="vc_row wpb_row vc_row-fluid vc_custom_1733758452519 vc_row-has-fill vc_column-gap-25 ult-vc-hide-row" data-rtl="false" data-row-effect-mobile-disable="true"><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><h3><strong>2026 Outlook | Sustainability and Differentiation </strong></h3></div></div><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><p>Winners will be those able to convert recent performance into durable structural improvements, strengthen top-line momentum, deliver productivity gains, and maintain disciplined risk and ESG management.</p></div><p><b>Download the full study conducted by our partner <a class="ql-mention" spellcheck="false" href="https://www.linkedin.com/in/matthieuprieuret/?originalSubdomain=uk" data-entity-urn="urn:li:fsd_profile:ACoAAAA32LsBXJHoEEYBj9QSLD_fYDCrCTCJwK4" data-guid="9" data-object-urn="urn:li:member:3659963" data-original-text="Matthieu PRIEURET, MCMI ChMC" data-test-ql-mention="true">Matthieu Prieuret</a> in collaboration with our consultants <a class="ql-mention" spellcheck="false" href="https://www.linkedin.com/in/dillon-oppon-ferguson-307697182/?originalSubdomain=uk" data-entity-urn="urn:li:fsd_profile:ACoAACsr8fcB9jVN20hS1wyCAvuvQnvQeyKCULQ" data-guid="10" data-object-urn="urn:li:member:724300279" data-original-text="Dillon Oppon-Ferguson" data-test-ql-mention="true">Dillon Oppon-Ferguson</a> and <a href="https://www.linkedin.com/in/thomas-trenel/">Thomas Trenel</a>.</b></p></div></div></div></div></div></div></div></div></div></div>								</div>
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				</div><p>The post <a href="https://www.eurogroupconsulting.com/en/publications/study/european-banking-performance-march-2026">European Banking Performance | March 2026</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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		<title>FR-EU Industrie 2040 : Une vision pour l&#8217;industrie française et européenne</title>
		<link>https://www.eurogroupconsulting.com/en/publications/study/fr-eu-industry-2040-a-vision-for-french-and-european-industry/</link>
		
		<dc:creator><![CDATA[Domina INGABIRE]]></dc:creator>
		<pubdate>Thu, 12 Mar 2026 16:54:54 +0000</pubdate>
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					<description><![CDATA[<p>France has cutting-edge industrial sectors, but its productive base remains fragmented and overly dependent on foreign supplies for critical inputs, reducing its ability to secure its industrial sovereignty. More than 60% of industrial components come from abroad, with strong strategic dependencies on Asia for semiconductors, advanced materials and some pharmaceuticals, creating a high risk of disruption in value chains.</p>
<p>The post <a href="https://www.eurogroupconsulting.com/en/publications/study/fr-eu-industry-2040-a-vision-for-french-and-european-industry/">FR-EU Industrie 2040 : Une vision pour l&rsquo;industrie française et européenne</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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										<content:encoded><![CDATA[<div data-elementor-type="wp-post" data-elementor-id="11102" class="elementor elementor-11102" data-elementor-post-type="post">
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									<h3><strong><span style="color: #000000;">Le défi de la souveraineté industrielle</span></strong></h3><p data-start="1327" data-end="1479">Dans un contexte de recomposition des rapports de puissance, la maîtrise des chaînes de valeur industrielles est redevenue un enjeu stratégique central.</p><p data-start="1481" data-end="1603">Aujourd’hui, plus de 60 % des composants industriels sont importés, avec des dépendances stratégiques concentrées en Asie.</p><p data-start="1605" data-end="1778">Dans le même temps, les États-Unis et la Chine déploient des stratégies industrielles massives pour sécuriser leurs approvisionnements et dominer les technologies critiques.</p><p data-start="1780" data-end="1904">L’enjeu n’est plus celui du diagnostic, mais de l’exécution, dans un contexte où la vitesse et l’échelle font la différence.</p><h3><strong>Une décennie décisive </strong></h3><div class="vc_row wpb_row vc_row-fluid vc_custom_1733758452519 vc_row-has-fill vc_column-gap-25 ult-vc-hide-row" data-rtl="false" data-row-effect-mobile-disable="true"><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><p data-start="1425" data-end="1562">Le leadership industriel reste atteignable, mais dans un nombre limité de secteurs et à condition d’opérer des choix stratégiques clairs.</p><p data-start="1564" data-end="1707">La France doit simultanément réduire ses dépendances sur les segments critiques et accélérer l’industrialisation des technologies de rupture.</p><p data-start="1709" data-end="1871">Cette transformation ne peut se faire qu’à l’échelle européenne, seule capable d’apporter la masse critique nécessaire pour rivaliser avec les grandes puissances.</p></div></div></div></div></div></div><div class="vc_row wpb_row vc_row-fluid vc_custom_1733758452519 vc_row-has-fill vc_column-gap-25 ult-vc-hide-row" data-rtl="false" data-row-effect-mobile-disable="true"><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><h3 data-start="2431" data-end="2467"><strong><span style="color: #000000;">De la vulnérabilité au leadership</span></strong></h3></div></div><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><p>Notre étude repose sur une conviction centrale : <strong data-start="2514" data-end="2558">la vulnérabilité n’est pas une fatalité. </strong>La fenêtre d’opportunité reste ouverte, mais se referme rapidement.</p><p data-start="1930" data-end="2090">Le plan France 2040 propose une stratégie fondée sur la concentration des investissements, des talents et des capacités industrielles sur des technologies clés.</p><p data-start="2092" data-end="2368">À horizon 2040, cette trajectoire pourrait générer environ 150 milliards d’euros de valeur ajoutée supplémentaire et créer plus d’un million d’emplois, tout en renforçant durablement la souveraineté industrielle française et européenne.</p></div></div></div></div></div></div><div class="vc_row wpb_row vc_row-fluid vc_custom_1733758452519 vc_row-has-fill vc_column-gap-25 ult-vc-hide-row" data-rtl="false" data-row-effect-mobile-disable="true"><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><h3 class="wpb_wrapper" style="text-align: left;"><strong>Une feuille de route en 15 actions </strong></h3></div><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><p>15 actions structurantes sont identifiées pour transformer les vulnérabilités actuelles en leviers de compétitivité durable.</p><p data-start="2541" data-end="2730">Elle propose un cadre d’action concret pour sécuriser les chaînes de valeur, accélérer l’industrialisation des technologies critiques et refonder la puissance industrielle à l’horizon 2040.</p><p data-start="2541" data-end="2730"> </p></div></div></div></div></div></div><div class="vc_row wpb_row vc_row-fluid vc_custom_1733758452519 vc_row-has-fill vc_column-gap-25 ult-vc-hide-row" data-rtl="false" data-row-effect-mobile-disable="true"><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"> </div></div></div></div></div></div>								</div>
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				</div><p>The post <a href="https://www.eurogroupconsulting.com/en/publications/study/fr-eu-industry-2040-a-vision-for-french-and-european-industry/">FR-EU Industrie 2040 : Une vision pour l&rsquo;industrie française et européenne</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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		<title>The development of flexibility: an imperative to reconcile the electrification of uses, the integration of renewables into the electricity grid, and the decarbonization trajectory</title>
		<link>https://www.eurogroupconsulting.com/en/publications/article/the-development-of-flexibility-is-an-imperative-for-energy</link>
		
		<dc:creator><![CDATA[Baptiste LEFILLIATRE-SCHREINER]]></dc:creator>
		<pubdate>Mon, 09 Mar 2026 11:01:43 +0000</pubdate>
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					<description><![CDATA[<p>The development and use of electrical flexibilities are becoming increasingly necessary. This growth in flexibilities must address both national and local challenges.</p>
<p>The post <a href="https://www.eurogroupconsulting.com/en/publications/article/the-development-of-flexibility-is-an-imperative-for-energy">Le développement des flexibilités : un impératif pour concilier électrification des usages, intégration des EnR sur le réseau électrique et trajectoire de décarbonation</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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										<content:encoded><![CDATA[<div data-elementor-type="wp-post" data-elementor-id="11074" class="elementor elementor-11074" data-elementor-post-type="post">
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									<div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><p data-path-to-node="11"><strong style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';">The electrification of uses</strong><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';">, driven by the decarbonization of transport, buildings, and industry, and by the development of data centers to meet the growing needs of technologies, </span><strong style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';">va</strong> <strong style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';">lead to a significant increase in electricity demand and an intensification of peak consumption </strong><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';">(charging vehicles in the evening, heating...). </span><strong style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';">At the same time, the continued integration of renewable energies (REs), particularly wind and solar, increases production variability and reduces the share of traditional dispatchable power sources.</strong><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';">. In this context, </span><strong style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';">The development and use of electrical flexibility </strong><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';">​</span><strong style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';">becomes increasingly necessary</strong><span style="font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';">. This increase in flexibility must meet both national and local challenges.</span></p></div><p>This article aims to <strong>decipher the growing role of electricity flexibility</strong> <strong>in the French electrical system</strong>, analyzing both their historical functions at the national level and their more recent development at the local level. It offers a structured reading of <strong>Different types of flexibility that can be leveraged to manage the electrical system</strong>, associated mechanisms, and the impacts and challenges related to the system's transformation. The objective is also to shed light on <strong>new challenges</strong> technical, economic, organizational, and contractual <strong>which are faced by network managers</strong>, in a context of accelerated energy transition.</p></div></div></div></div></div></div></div>								</div>
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									<h5>What is electricity flexibility?</h5><p>La flexibilité électrique désigne la capacité d’un acteur (site de production, stockage ou consommation) à modifier son injection ou son soutirage d’électricité sur le réseau, généralement en réponse à un signal (prix, demande du gestionnaire de réseau, contrainte technique). Les flexibilités peuvent être mobilisées à différentes échelles du système électrique : à l’échelle nationale pour assurer notamment l’équilibre offre-demande en temps réel et la sûreté globale du réseau, et à une échelle locale pour traiter des contraintes spécifiques localisés sur le réseau de transport ou de distribution.</p>								</div>
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									<div class="standard-arrow list-divider bullet-top"><hr /><div class="standard-arrow list-divider bullet-top"><div class="standard-arrow list-divider bullet-top"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><p> </p><p><strong>Discover the full article with contributions from: </strong></p><ul><li><p data-path-to-node="14,0,0"><a href="https://www.linkedin.com/in/lo%C3%AFc-favier-58431978/">Loïc Favier</a>, Director</p></li><li><a href="https://www.linkedin.com/in/thibault-guibert-b958a2130/">Thibault Guibert</a>, Partner</li></ul></div></div></div></div></div>								</div>
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				</div><p>The post <a href="https://www.eurogroupconsulting.com/en/publications/article/the-development-of-flexibility-is-an-imperative-for-energy">Le développement des flexibilités : un impératif pour concilier électrification des usages, intégration des EnR sur le réseau électrique et trajectoire de décarbonation</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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		<title>Local authorities facing the imperative of performance</title>
		<link>https://www.eurogroupconsulting.com/en/white-paper/performance-collectivites-territoriales-white-paper</link>
		
		<dc:creator><![CDATA[Domina INGABIRE]]></dc:creator>
		<pubdate>Wed, Feb 25, 2026 5:04:28 PM UTC</pubdate>
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		<guid ispermalink="false">https://www.eurogroupconsulting.com/?p=10948</guid>

					<description><![CDATA[<p>Assuming the quest for performance, in a calm and sustainable<br />
sustainable dimension.<br />
The word "performance" gives rise to persistent unease in local and regional<br />
communities. Sometimes dismissed as a private matter, sometimes taken on reluctantly<br />
or with a hint of defiance, it crystallizes deep-seated ambivalence. It is<br />
one-dimensional nature when it is limited to financial matters, its deleterious<br />
its deleterious effects when it weakens the robustness of systems (as<br />
the robustness of systems (as Olivier Hamant points out), or its supposed inadequacy for<br />
public service values.</p>
<p>The post <a href="https://www.eurogroupconsulting.com/en/white-paper/performance-collectivites-territoriales-white-paper">Les collectivités territoriales face à l&rsquo;impératif de performance</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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										<content:encoded><![CDATA[<div data-elementor-type="wp-post" data-elementor-id="10948" class="elementor elementor-10948" data-elementor-post-type="post">
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									<p>The word «performance» is a persistent source of unease within local authorities. Sometimes relegated to the realm of the private sector, sometimes reluctantly assumed, it crystallizes deep-seated ambivalence. Yet, faced with an unprecedented budgetary scissors effect and the urgency of the ecological transition, the question is no longer whether to be efficient, but how to be efficient in order to guarantee the sustainability of public services.</p><div class="livre_blanc_content_section wpb_column vc_column_container vc_col-sm-6"><div class="vc_column-inner"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><p>In this new white paper <strong>" <a href="https://www.partenaireconseil.groupebpce.com/bpce-partenaire-conseil/actualites/">Local authorities and the performance imperative</a> "</strong>,edited by <strong>BPCE Partenaire Conseil </strong>with the expertise of’<b data-path-to-node="6" data-index-in-node="95">Eurogroup Consulting</b>, A «calmer», sustainable approach to public transformation is proposed. The challenge is not to reduce resources, but to optimize the allocation of resources in order to transform current constraints into levers for modernization.</p></div></div></div></div></div><h3><b>A diagnosis to inform regional decisions </b></h3><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><p data-path-to-node="8">The study analyzes financial trajectories and proposes a methodology for managing transformation without abandoning public service values. It focuses on 5 major issues:</p><ul data-path-to-node="9"><li><p data-path-to-node="9,0,0"><b data-path-to-node="9,0,0" data-index-in-node="0">Controlling the financial jaws effect</b> Anticipating declining revenues and rising costs.</p></li><li><p data-path-to-node="9,1,0"><b data-path-to-node="9,1,0" data-index-in-node="0">Financing the ecological transition</b> Planning a wall of investment estimated at 21 billion euros per year.</p></li><li><p data-path-to-node="9,2,0"><b data-path-to-node="9,2,0" data-index-in-node="0">Optimizing resource allocation</b> Doing better with limited resources.</p></li><li><p data-path-to-node="9,3,0"><b data-path-to-node="9,3,0" data-index-in-node="0">Maintaining service quality</b> to meet the growing expectations of our customers.</p></li><li><p data-path-to-node="9,4,0"><b data-path-to-node="9,4,0" data-index-in-node="0">Agent commitment</b> Make the transformation a mobilizing HR project.</p></li></ul></div></div></div></div><div class="wpb_column vc_column_container vc_col-sm-12"><div class="vc_column-inner"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><h3><strong>Making transformation a human project  </strong></h3></div></div></div></div></div><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><p data-path-to-node="11">The success of these initiatives depends above all on people. Transformation is neither a questioning of agents, nor a criticism of organizations, but a necessary search for efficiency to restore meaning to public action and room for maneuver to territories.</p><p data-path-to-node="11"> </p></div></div></div></div></div></div></div></div>								</div>
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				<div class="elementor-element elementor-element-1135882 elementor-widget elementor-widget-text-editor" data-id="1135882" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
									<div class="standard-arrow list-divider bullet-top"><hr /><div class="standard-arrow list-divider bullet-top"><div class="standard-arrow list-divider bullet-top"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><p> </p><p><strong>Discover the full analysis on our partner's website, with contributions from : </strong></p><ul><li><p data-path-to-node="14,0,0"><a href="https://www.eurogroupconsulting.com/en/the-firm/our-partners/jean-marie-passelande/" target="_blank" rel="noopener"><b data-path-to-node="14,0,0" data-index-in-node="0">Jean-Marie Passelande</b></a>, Chairman of BPCE Partenaire Conseil</p></li><li><p data-path-to-node="14,1,0"><span style="color: #00ccff;"><b data-path-to-node="14,1,0" data-index-in-node="0">Guillaume Silvy-Leligois</b></span>, Chief Operating Officer BPCE Partenaire Conseil</p></li><li><p data-path-to-node="14,2,0"><a href="https://www.eurogroupconsulting.com/en/the-firm/our-partners/romain-varene/" target="_blank" rel="noopener"><b data-path-to-node="14,2,0" data-index-in-node="0">Romain Varène</b></a>, Eurogroup Consulting Partner for BPCE Partenaire Conseil</p></li></ul></div></div></div></div></div>								</div>
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									<span class="elementor-button-text">Consult the study on the BPCE Partenaire Conseil website</span>
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				</div><p>The post <a href="https://www.eurogroupconsulting.com/en/white-paper/performance-collectivites-territoriales-white-paper">Les collectivités territoriales face à l&rsquo;impératif de performance</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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		<title>Gender Equality Index 2026</title>
		<link>https://www.eurogroupconsulting.com/en/our-news/gender-equality-index-2026</link>
		
		<dc:creator><![CDATA[Domina INGABIRE]]></dc:creator>
		<pubdate>Wed, 25 Feb 2026 13:51:56 +0000</pubdate>
				<category><![CDATA[Nos actualités]]></category>
		<guid ispermalink="false">https://www.eurogroupconsulting.com/?p=10822</guid>

					<description><![CDATA[<p>Eurogroup Consulting achieves an excellent score of 99 out of 100 on the 2026 Gender Equality Index.<br />
This score, an increase of one point, demonstrates our ongoing commitment to professional equality.</p>
<p>The post <a href="https://www.eurogroupconsulting.com/en/our-news/gender-equality-index-2026">Index de l’égalité entre les femmes et les hommes 2026</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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										<content:encoded><![CDATA[<div data-elementor-type="wp-post" data-elementor-id="10822" class="elementor elementor-10822" data-elementor-post-type="post">
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					<h3 class="elementor-heading-title elementor-size-default"><b>Index 2026: Eurogroup Consulting continues its commitment to professional equality. </b></h3>				</div>
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									<div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element"><div class="wpb_wrapper"><p>Au titre de l&rsquo;année écoulée, Eurogroup Consulting obtient la note de 99/100 à l&rsquo;Index de l&rsquo;égalité professionnelle entre les femmes et les hommes. </p><p>This year again, this result attests to the consistency of the actions implemented regarding pay equity and professional development. It validates our internal processes for career paths, skills recognition, and employee support during their personal life stages.</p></div></div></div></div>								</div>
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									<h4 style="text-align: left;" data-path-to-node="7">A concrete and measurable social ambition.</h4><p style="text-align: left;" data-path-to-node="7">Beyond legal obligations, the firm ensures the practical implementation of social ethics.</p>								</div>
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				<span class="elementor-counter-number" data-duration="1700" data-to-value="99" data-from-value="0" data-delimiter=",">0</span>
				<span class="elementor-counter-number-suffix">/100</span>
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									<div><div><div><div><div><span style="color: #022037; font-family: DM Sans;">L<a href="https://travail-emploi.gouv.fr/lindex-de-legalite-professionnelle-femmes-hommes">‘Index</a> </span><span style="color: #022037; font-family: 'DM Sans'; font-size: 1rem;">is built around five indicators:</span></div><div><span style="color: #000000;"> </span></div><ul><li><span style="color: #000000;">Gender pay gap <b>39/40</b> (+1 point sur l&rsquo;année précédente)</span></li><li><span style="color: #000000;">Individual Increase Rate Variance <b>20/20</b></span></li><li><span style="color: #000000;">Promotion Rate Gap (for companies with more than 250 employees): <b>15 /15</b></span></li><li><span style="color: #000000;">Percentage of female employees who received a raise following maternity leave: <b>15/15</b></span></li><li><span style="color: #000000;">Number of employees of the underrepresented gender among the top 10 highest earners: <b>10/10</b></span></li></ul><div><b> </b></div><div><div><p>Achieving this score of 99/100 confirms the strength of our social model and the relevance of the actions taken by the firm to ensure lasting equity. This performance, constantly improving, illustrates our ability to transform our commitments into concrete results, both in terms of salary policy and career development.</p><p data-path-to-node="6">Au-delà de cette mesure annuelle, Eurogroup Consulting continue de placer l’égalité professionnelle au centre de sa stratégie RH. Nous sommes convaincus que la mixité et la parité sont des leviers essentiels de performance et d&rsquo;épanouissement pour l&rsquo;ensemble de nos talents.</p></div></div></div></div></div></div>								</div>
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				</div><p>The post <a href="https://www.eurogroupconsulting.com/en/our-news/gender-equality-index-2026">Index de l’égalité entre les femmes et les hommes 2026</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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		<title>AI: Driving the future of Automative Financing</title>
		<link>https://www.eurogroupconsulting.com/en/publications/study/ai-driving-the-future-of-automative-financing</link>
		
		<dc:creator><![CDATA[Erwann CUAT DIT COEUR]]></dc:creator>
		<pubdate>Sun, Feb 22, 2026 9:53 PM UTC</pubdate>
				<category><![CDATA[Étude]]></category>
		<category><![CDATA[Featured Post]]></category>
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		<guid ispermalink="false">https://www.eurogroupconsulting.com/?p=10783</guid>

					<description><![CDATA[<p>Our firm is pleased to announce the co-option of Judith Vilalta and Yves-José de Miguel as partners.</p>
<p>The post <a href="https://www.eurogroupconsulting.com/en/publications/study/ai-driving-the-future-of-automative-financing">AI: Driving the future of Automative Financing</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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									<h2><b>Artificial intelligence is becoming increasingly central to the automotive finance sector, which is now at a crossroads:</b></h2>
<h4><b>AI initiatives are currently supporting leasing processes but it is not yet driving &amp; enhancing business decision-making</b></h4>
<ul>
<li>AI is currently used mainly for back-office automation &amp; operational support;</li>
<li>Final underwriting &amp; strategic decisions remain mainly human-driven. AI is at the early stage of development!</li>
</ul>
<h4><b style="color: inherit; font-size: 1.5rem; letter-spacing: -0.04em;"><br></b></h4><h4><b style="color: inherit; font-size: 1.5rem; letter-spacing: -0.04em;">Bottleneck in AI adoption is governance:</b></h4>
<ul>
<li>Most companies operate with less-than-mature AI &amp; Data governance =&gt; There is under 25% of successful scaled AI initiatives;</li>
<li>AI Steering Committee is the cornerstone to define vision, build the roadmap, coordinate &amp; guide AI transition.</li>
</ul>
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<h4><b>Build, Prove, Monetise</b></h4>
<ul style="background-color: #ffffff;">
<li>Trust, integration and measurable business impacts are drivers for autofinance operators to select &amp; scale up AI solutions;</li>
<li>Solution providers must deliver secure, mature and compliant products able to be seamlessly integrated with existing systems.</li>
</ul>
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<h4><b>AI transformation is cultural rather than technical</b></h4>
<ul style="background-color: #ffffff;">
<li><span style="background-color: transparent;">Robust AI Change management &amp; support is needed;</span></li>
<li><span style="background-color: transparent;">Create an “AI Academy” for a knowledge archive avoiding potential brain drain;</span></li>
<li><span style="background-color: transparent;">Build an AI ambassadors network for day to day business usages marketing &amp; support.</span></li>
</ul>
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									<p><b>Download the full study to find out more in the study conducted jointly by Eurogroup Consulting and ESCP Business School.</b></p>								</div>
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				</div><p>The post <a href="https://www.eurogroupconsulting.com/en/publications/study/ai-driving-the-future-of-automative-financing">AI: Driving the future of Automative Financing</a> appeared first on <a href="https://www.eurogroupconsulting.com/en">Eurogroup Consulting</a>.</p>
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